Criminals steal from people in many ways. Breaking into someone?s home and taking their belongings, robbing an individual of whatever they have on hand, stealing a car, and so forth. However, a new dimension in thievery has come about in recent times.
When a thief actually steals another person?s identity, that is know as criminal identity theft. You can protect yourself against criminal identity theft by understanding what it is, ways that your identity can be stolen, and ways to protect yourself from this damaging crime.
What Is Criminal Identity Theft?
A criminal collects personal information about another person with the purpose of assuming that person?s identity. The effects of criminal identity theft can be monumental for the person whose identity has been stolen.
Credit ratings, financial standings, employment interviews, legal matters can all be negative effected by criminal identity theft. The actions of the thief are reflected upon the the identity that has been stolen, either negative or positive.
Most times, criminal identity theft goes unnoticed unless the criminal does something illegal and is apprehended. Criminals can also access credit cards and bank account. This illegal activity will reflect poorly on the card holders true owner, and may have many financial repercussions.
One of the most difficult aspects for someone whose identity has been stolen is clearing their good name. It is often a legal nightmare.
Protective Steps
There are a number of steps you should take to minimize your chances of criminal identity theft. First and foremost, never carry your social security card or social security card with you. Never.
Second, contact your financial institutions if you lose your wallet or purse containing credits cards, drivers license, etc. Also be sure to alert local authorities, as well as the Department of Motor Vehicles.
Finally, check your credit report yearly. And if you are anxious about losing sensitive material, enroll in a fraud alert system, which will notify you if any activity related to your identity or financial accounts is occurring.
Related posts:
- Protecting Your Child?s Identity ? Theft Begins at Birth
- Protect Yourself From Identity Theft
- Exposing Identity Theft Prevention
- 2 Identity Theft Types ? Learn Some Important Facts
- How to Repair Bad Credit Caused by Identify Theft
Source: http://www.toppageinfoblog.info/legal/how-criminal-identity-theft-can-affect-your-life/
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