Kentucky VA mortgage rates
?(Current FHA/VA KHC Rates) Kentucky today
???NMLS#57916
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15 Year Fixed Conventional ? ? ? ? ? ? ? ? 2.875% ? ? ? ? ? ? ? ?3.184% apr
30 Year Fixed Conventional ? ? ? ? ? ? ? ? 3.500% ? ? ? ? ? ? ? ?4.197% apr
30 Year Fixed FHA ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? 3.250% ? ? ? ? ? ? ? ?4.631% apr
30 Year Fixed? USDA ? ? ? ? ? ? ? ? ? ? ? ? ? ? 3.250% ? ? ? ? ? ? ? ?4.357% apr
30 year Fixed VA ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? 3.250% ? ? ? ? ? ? ? 4.189% apr
30 year Fixed KHC ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? 4.250% ? ? ? ? ? ? ? ?5.377% apr
30 ?Year Fixed Jumbo Loan ? ? ? ? ? ? ? ? ? 4.125% ? ? ? ? ? ?4.498% apr
5 year ARM FHA ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ?3.375% ? ? ? ? ? ?3.691% apr
5 year ARM Conventional ? ? ? ? ? ? ? ? ? ? ?3.125% ? ? ? ? ? ?3.520% apr
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Kentucky Mortgage ?Rates are subject to qualifying criteria and Mortgage Rates can change without notice.
Assumptions include a 640 or higher credit score for FHA, USDA, KHC, ?and 620 credit scores for a VA loan. A loan amount of $100,000.00 is assumed and a 30 day lock required for a Kentucky Mortgage Only.
A 720 credit score or higher is assumed for a Kentucky Conventional Rate Mortgage loan rates and a loan amount of $100,000.00. The loan to value for Kentucky Conventional loans are assumed at 80% ltv or less.
- The displayed Annual Percentage Rates (APRs) reflect the interest rates, total points, and additional estimated pre-paid finance charges for the loan products shown for Kentucky Mortgage Rates, but do not include other closing costs.
- The approximate cost of prepaid finance charges does not constitute and is not a substitute for the Good Faith Estimate of Closing Costs (GFE) that you will receive once you apply for a Kentucky Mortgage ?loan. This is not a Kentucky mortgage loan approval or commitment to lend. The actual fees, costs and monthly payment on your specific loan transaction may vary and may include additional fees and costs.
- For loans with less than 20% down payment borrower-paid mortgage insurance may apply.
- These Kentucky ?mortgage rates are based on a variety of assumptions and conditions which include a consumer credit score which may be higher or lower than your individual credit score. Your loan?s interest rate will depend upon the specific characteristics of your loan transaction and your credit profile up to the time of closing.
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FHA
- Kentucky FHA loans?require both an upfront and an annual mortgage insurance premium. The premium varies based on the loan characteristics, your credit score, whether you?ve received loan counseling, and other factors.
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Jumbo
- Kentucky Jumbo Mortgage ?rates?are higher for borrowers who do not meet the criteria for Conventional Mortgage Loans.,; Please contact your home mortgage consultant for details regarding the ?criteria or with any other questions.
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??VA Loans
? ? ? ? ? ??Kentucky VA loans?require a funding fee upfront paid to VA in the form of mortgage insurance .he premium varies based on the loan characteristics, your credit score, whether you?ve received loan counseling ? ? factors. - USDA Loans
NMLS# 57916
Free Credit Report and Pre qualifications available anytime.?
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.? Joel Lobb (NMLS#57916) is a licensed mortgage loan officer in the state of Kentucky.
This website is not an Government Agency, and does not officially represent the HUD, VA, USDA or FHA or any other government agency.?
Joel Lobb?(NMLS#57916)Senior? Loan Officer502-905-3708 cell
502-813-2795 fax
jlobb@keyfinllc.com
107 South Hurstbourne Parkway*
Louisville, KY 40222*
Current Louisville Kentucky Mortgage Rates today
Rates are subject to qualifying criteria
Rates are subject to change without notice.
Free Credit Report?and Pre qualifications available anytime.?
Louisville Kentucky Mortgage Rates are updated daily at this blog
FHA, VA, KHC, Rural Housing, USDA, Fannie Mae Mortgage Loans
Check out our listing in one of?Louisville, Ky?s ?Premier Business Magazines,? ?Business First Of Louisville
This website is not an Government Agency, and does not officially represent the HUD, VA, USDA or FHA
Key Financial Mortgage of KY is a licensed mortgage broker in the state of Kentucky ?(NMLS#1800). ?Key Financial Mortgage of KY??is not a part of, nor are we affiliated with, the VA,? FHA/HUD, USDA. These entities are a government agencies, ?not a lender. These Government agencies? simply insure the mortgages; they do not loan the money. Joel Lobb (NMLS#57916) is a licensed loan officer in the state of Kentucky.
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I have helped over 589 families buy or refinance their home over the last 13 years. You can trust me for your next mortgage loan. I deliver on what I say and I will give you honest, up-front personal attention you deserve for your home loan. I have several advantages over the big- mega banks in town. First, I can shop your loan thru different mortgage companies across the country to get you the best deal out there, whereas most banks will offer offer you there one and only deal. I have access to over 15 different mortgage companies to broker your loan thru. My rates and fees are just as good or better than local banks and you will not get lost in the shuffle like most borrowers do at the mega banks; your just not a number at our company, you are a person and we will treat you like one throughout the entire process. Free pre-approvals within 2 hours and get your loan closed within 15 days. Give us a try or let us compare what you have now. Call me locally at 502-905-3708; this is my personal cell phone and I carry it on me at all times. Free credit reports and approvals. Stop by and see my at 107 Sou
38.242149 -85.576818
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Source: http://kentuckyvaloan.com/2012/09/23/louisville-kentucky-mortgage-rates-8/
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